GetMoore Media
Why do people buy Long Term Care Insurance?
Long Term Care planning is an important component of most people's overall financial plan. With costs for a Home Health Aide averaging $18.65 an hour nationally, and a private room in a nursing home averaging $65,200 per year nationally, lack of this important protection could have a major impact on retirement planning.
There are a lot of good reasons for purchasing Long Term Care Insurance. When we asked our Mutual of Omaha policyholders why they feel a long-term care insurance policy is essential in today’s world, here’s what they told us:
· I know I’m getting older
· I want to stay at home
· I’ve seen what happens to people who don’t have it
· I don’t want my kids to take care of me
· I don’t want to spend my life savings on long-term care services
· I want to leave an inheritance for my kids
· It’s the smart thing to do
Some policyholders also said there’s one reason they almost didn’t buy a long-term care insurance policy: they thought it was more expensive than it really is. A Mutual Care long-term care insurance policy from Mutual of Omaha Insurance Company provides coverage to help pay for the services you need in the setting that’s right for you – whether in your home, an assisted living facility or a nursing home. The policy covers the essential long-term care services people use most often, and that means you don’t pay for a lot of extra features and benefits you may never need.
Long Term Care Insurance shoud be an integral part of planning for life, while, currently working or after retirement. It has received unique tax status in the IRS code. In addition, some states allow a deduction for premiums on state income tax returns as well. Seldom does a benefit plan come along which offers so many advantages.
I hope you’ll allow me to show you just how affordable a Mutual Care insurance policy can be. Please call or e-mail me soon. I’ll be happy to provide an assessment of your long-term care insurance needs at no cost or obligation.
Jeff Moore: President of JM GetMoore Insurance Services, L.L.C. jeff@getmooreinsurance.com
Carlos Yarritu: Jr. Partner of JM GetMoore Insurance Services, L.L.C. carlos@getmooreinsurance.com
Karen Featherston: Marketing Director / Customer Satisfaction Specialist. karen@getmooreinsurance.com
Office (956) 928-1811
P.S. Do you already own a Medicare supplement insurance policy from Mutual of Omaha Insurance Company or United World Life Insurance Company? If so, you’ll receive an additional five-percent savings on your Mutual Care long-term care insurance premium. It’s our way of thanking you for being a loyal customer.
Source: Mutual of Omaha’s 2006 survey of long-term care policyholders
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Long-term care insurance is underwritten by Mutual of Omaha Insurance Company, Mutual of Omaha Plaza, Omaha, NE 68175-0001. Policy forms LTC04I7-[AG5, AG10, AG15, 5D]-TQ or state equivalent. (In OR, LTC04I7-[AG5, AG10, AG15, 5D]-TQ-BR-OR; in OK, LTC04I7-TQ-OK, LTC04I7-5D-TQ-OK, LTC04I7-AG5-TQ-OK, LTC04I7-AG5-5D-TQ-OK, LTC04I7-AG10-TQ-OK, LTC04I7-AG10-5D-TQ-OK, LTC04I7-AG15-TQ-OK, LTC04I7-AG15-5D-TQ-OK.) This policy has exceptions, limitations and reductions and is not approved for Medicaid Asset protection under the Illinois LTC Partnership Program. This letter is used as a source of leads in the solicitation of insurance.
